Loans Process Reviews Enquire
FCA Authorised & Regulated

Private Secured
Lending, Delivered
at Speed

Bridging finance from £26k to £5m secured against UK residential property. Funded in days, not months. No monthly repayments.

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Speed Loan
3–5 Days
Funds in your account
Main Loan LTV
Up to 75%
1st & 2nd charge
Loan Range
£26k – £5m
Residential property secured
Repayments
Zero Monthly
Interest rolled up to term end
Loan Options

Two products. One objective:
get you funded.

Choose the product that fits your timeline. Both secured against UK residential property with interest rolled up — no monthly payments.

Direct Lender

Speed Loan

When time is critical. Funded from our private lending book in 3–5 business days. Ideal for auction purchases, chain breaks, urgent capital needs, and time-sensitive opportunities.

Loan Size
£26k – £100k
Funded In
3–5 Days
LTV
Up to 50%
Term
3–12 Months
Charges
1st or 2nd
Repayments
None (Rolled Up)
Brokered

Main Loan

Larger facilities brokered through our panel of specialist lenders. Competitive rates for property investment, refurbishment, development, or business capital. Bullet repayment at term end.

Loan Size
£50k – £5m
Completion
15–30 Days
LTV
Up to 75%
Term
12–24 Months
Charges
1st or 2nd
Repayments
None (Rolled Up)
The Process

From enquiry to funded.
No wasted time.

We've stripped the complexity out of bridging finance. Four steps between you and your capital.

01
Quick Enquiry
Complete our online qualification form. We assess your property, equity position, and timeline immediately.
02
Terms Offered
We present clear terms — loan amount, rate, fees, and timeline. All costs disclosed upfront. No surprises.
03
Legals & Valuation
Our solicitors handle the legal work. We manage the entire process — title, searches, and valuation — on your behalf.
04
Funds Released
Loan completes and funds transfer. Speed Loans in 3–5 days. Main Loans from 15 days.
100+
5-Star Reviews
FCA
Authorised & Regulated
15 Days
Fastest Main Loan Completion
£5m
Maximum Facility
Client Reviews

Trusted by borrowers across the UK.

★ ★ ★ ★ ★
"Outstanding service and expertise. From the first consultation, they demonstrated deep industry knowledge and a genuine commitment to finding the best financial solution for my needs."
Bamboo House
Property Investor
★ ★ ★ ★ ★
"Fast to reply to calls and messages. Very clear about the process, keeping it transparent on the status of the application and lender requirements. Highly recommended."
Sasha Faraday
Business Owner
★ ★ ★ ★ ★
"Byron is hardworking, thorough and extremely supportive. He will never fail on making sure your funds get through to you as quickly as possible. Excellent service."
Donna Johnson
Borrower
Get Started

See if you qualify in under 2 minutes.

Complete the quick assessment below. We'll review your details and come back to you with options — usually within hours.

1. Your Details
2. Property
3. Loan Needs
4. Exit & Notes
5. Review
Let's start with your details
We'll use these to get back to you with options. Your information is kept strictly confidential.
✓ Contact details captured
Tell us about the property
This helps us assess your equity position and what you could borrow.

Bridging Loan

£26k — £5m · 3-24 months

Development Exit

Refurb · Conversion · New Build

We calculate your LTV using the clean mortgage balance (excluding arrears). Arrears will be disclosed separately to the lender.

DEVELOPMENT DETAILS
CURRENT LTV (CLEAN BALANCE)
0%
MAX BORROWABLE (70% LTV)
£0
70%
Clean 1st Mortgage
£0
Total Secured Debt
£0
Total Equity
£0
✓ Contact & property captured
What do you need?
Tell us about the loan you're looking for so we can match you with the right product.
✓ Contact, property & loan captured
Exit strategy & additional info
How will you repay the loan, and anything else we should know?
Review your enquiry
Check the details below and hit submit. We'll be in touch shortly.

By submitting this enquiry you consent to Posfin Capital Limited contacting you by phone, SMS, WhatsApp, and email regarding secured loan products. Your data is processed in accordance with our Privacy Policy. Your property may be repossessed if you do not keep up repayments on a loan secured against it.

✓
Enquiry Received

Thank you. A member of our team will review your details and contact you — usually within a few hours during business days.

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on WhatsApp

Our team is available to discuss your requirements directly. No obligation, no pressure — just honest answers.

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Your property may be repossessed if you do not keep up repayments on a loan secured against it.